PHONE: 617.680.2402

Robert Pratt, founder

With more than 25 years of derivatives experience, Rob brings his expertise to Harbor Derivatives to help clients with their hedging needs.

Previously, Rob was a founder and partner in a regional derivatives consulting firm working with clients in all regions of the country, handling needs for clients’ borrowing needs with financing and notional amounts ranging from a couple of million dollars to financings exceeding $100 million. While at Fleet Bank, he completed more than 2,000 hedge transactions and was the top producer on the derivatives desk before moving on to consulting. Prior to joining Fleet he was the derivatives trader and funding manager for the Federal Home Loan Bank of Boston where he managed the $200 billion derivatives arbitrage portfolio. He has been a volunteer serving on the Education Committee at the Real Estate Finance Association (REFA), and a board member of Transitional Resources, Inc., a non-profit agency assisting mentally handicapped adults in the Boston area. He has been a speaker at several events at REFA and for other financial groups and events.

Rob lives in Scituate, MA with his wife and enjoys visits from his two grown sons. He has a B.A. from St. Michael’s College and an M.B.A. from Boston College.

Kristen Gaudreau, Marketing Coordinator

Kristen Gaudreau is the marketing coordinator for Harbor Derivatives. Her responsibilities for the firm include managing the production of marketing materials, handling the client database for distribution of material including the Weekly Rate Sheet, Monthly LIBOR Futures as well as the Quarterly Hedge Strategy Newsletter. Kristen is also responsible for publishing articles for the firm in local and national newspapers and industry publications. Kristen currently holds a B.A. in Communications Studies with a concentration in advertising and marketing from Bridgewater State University. She resides in Norwell, MA and enjoys hiking and spending time with her pets.

Liz Theresa, Web Consultant

Liz Theresa is the founder of and an online business expert from the Boston area with skills and a breadth of experience in business development, online marketing, graphic design, and web development. The bulk of her work has been with entrepreneurs and small businesses. She is the founder of Concept to Creation, her flagship program in which she blends her role as both a strategist and designer / developer for her clients. The end goal of the Concept to Creation program is to help her clients bring their ideas to life online in the form of a brand and website. She is there for them every step of the way. Liz was recently a featured woman business owner in WE USA, has been credited in Business News Daily and CEO Blog Nation, and was recently published in Elephant Journal. Liz holds a Master of Arts degree in English from Bridgewater State University in Bridgewater, Massachusetts where she also was honored with the prestige of being a graduate assistant both years she attended. Liz completed her Bachelor of Arts degree cum laude at Stonehill College in Easton, Massachusetts with a degree in English and Theatre Arts.

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